Everything you need to buy your first home — from credit check to closing day. AI-powered matching helps you find the right home in your budget.
Free · No credit card · 47-point buyer checklist included
Most lenders require a 620+ score. FHA loans allow as low as 580. Get your free report at annualcreditreport.com.
Use the 28/36 rule: housing costs ≤28% of gross income, total debt ≤36%. Include taxes, insurance, and HOA.
A pre-approval letter shows sellers you're serious. Shop 3+ lenders to compare rates — even 0.25% matters.
Use our AI matching to find homes in your budget. Attend showings, compare neighborhoods, think long-term.
Work with your agent on a competitive offer. Include contingencies for inspection and financing.
Final walkthrough, sign documents, pay closing costs (typically 2-5% of loan). Get your keys!
AI matches you to verified listings. Get pre-approved in minutes. Free to start.